Pollution Liability (Hazchem Insurance)
Pollution liability or Hazchem (Hazardous Chemicals) insurance is for transport businesses and transport contractors who wish to protect against risks associated with transport and ongoing industrial operations, such as Hazardous Cargo spills, fuel spills and release of toxic gases. It's a form of gap insurance, because most general liability policies exclude pollution risks. Different pollution insurance carriers offer different terms, and may exclude or charge more for risks they deem to be especially onerous.
|
What it Covers
Pollution liability insurance covers liability to third parties. It may also cover damage to property, such as an oil spill on a property near a road. Some policies cover legal fees for contractors who face lawsuits for pollution-related incidents, or the cost of cleaning up a site after a pollution spill.
Interesting facts about Coal
- Coal is a very dirty product; the black dust can contaminate water sources.
- Wet coal dust on road surfaces makes the surface very slippery.
- If the product/coal is spilled, the coal causes an obstruction next to or on the road.
- Mines and Eskom require their service providers/transport contractors to clean-up their spillages
(This is compulsory)
- Coal itself, does pose any explosive, corrosive, toxic or fire risk, however if coal is mixed with other fuels it can burn.
Most power stations will not allow the truck to enter or leave their premises if they are spilling fuel or coal!!!!
|
