Olivier Risk Consultants – Business Insurance
A Business or Commercial Insurance policy will protect your business against many incidents such as Theft, Public Liability, Employers Liability, Flood, Storm, Water Damage, Smoke & Fire Damage etc.
Olivier Risk Consultants provides complete Commercial insurance solutions for all types of business environments.
This includes large multi floor buildings, general office environments & even home offices, Retail businesses, Manufacturing businesses and much more. |
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You can fill out our quote request forms and we will get back to you or call us and we'll be happy to advise you on the best business insurance policy for your needs.
We deal with a wide panel of insurers to ensure you receive the best possible deal for your Commercial insurance. A Commercial Insurance Policy has many areas of cover including the following:
Office Contents and Electronic Equipment Insurance
This section includes your fixtures & fittings, office equipment, computers etc in your office premises. Policies can easily be amended to include other items such as signage.
Business All Risk Insurance
Many businesses have items that leave the office. Typical examples include Laptops, Measuring Equipment, Demonstration Equipment, Camera Equipment Etc. We can easily extend your office policy to include 'All Risks' cover for your portable items. The majority of our insurers will cover Portable items anywhere in the world if required. This includes cover for theft & accidental damage. If your business has portable equipment it is advisable to cover this under your policy and it is not as expensive as you may think!
Commercial Motor Insurance
This cover will protect your business’ motor assets against Accidental damage, Theft and Hijacking and Motor Third party liabilities.
Public Liability Insurance
Most offices will have access to the public and as a result Public Liability Insurance for your business is an important consideration. Customers, family, guests, visitors & even trespassers are all classed as members of the public. If an accident were to happen to a member of the public they potentially could claim against the company. Without adequate public liability insurance the company would be liable for any costs incurred by a court judgement.
Commercial Property Insurance
If the buildings and land are owned by the company [or its directors] it is essential that it is adequately insured.
Business Interruption Insurance
Business Interruption insurance provides cover against the loss of gross profit and the cost of keeping your business operational, when loss or damage has forced you to temporarily cease trading. For example, the cost associated with setting up a new premises if your own premises are severely damaged by fire. Business Interruption cover allows for the consequential impact on your business from a variety of factors.
Fidelity Insurance
Fidelity Insurance protects your business against theft of money or goods that belong to your company, or goods that you are responsible for, by an employee.
Stock Protection
Most retail businesses will have a significant level of stock on the premises & we will arrange cover for your stock to cover and it against fire, flood and theft etc.
Money
We will insure Money & Cash at your premises. The limits available depend on your security arrangements, type of business etc
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